Joe's practice focuses around Tax Returns,
Financial Service, 401K roll overs, Estate planning and Income Distribution
Joe holds the AICPA certification of "Personal Financial Specialist" and is a
member of the PFP "Personal Financial Planning section of the AICPA.
AICPAs Personal Financial Planning Section is the premier provider of information,
tools, advocacy and guidance for CPAs
CPA e-mail should be sent to firstname.lastname@example.org
Important Tax & Financial Calculators
is my potential estate tax liability-
2011 federal income
Capital gains (and losses) tax
much of my social security benefit may be taxable-
What are my needs for burial
and final expenses-
What may my 401(k) be worth-
Office hours Monday through Thursday 10:00am
to 5:00pm by appointment
Friday - in and out of office, call before coming. Drop box by the door
Business phone answered most any time.
us on Facebook for more current information
to our Location
clients come first, their needs and goals will be addressed in a professional manner with
close attention to their requirements.
a fiduciary I will adhere to those professional standards of my profession at all times.
Should I itemize or take the
Do I have too
of a 529 College Savings Plan
home can I afford-
I convert to a bi-weekly payment schedule-
How much life
insurance do I need-
What is my life expectancy-
What may my 457
Plan be worth-
is a CPA Personal Financial Specialist?
Personal Financial Specialist (PFS) is a Certified Public Accountant (CPA) who meets the
financial planning requirements established by the American Institute of Certified Public
Accountants (AICPA). The credential is awarded only to CPAs who demonstrate the requisite
experience, education, examination, and ethical standards established by the AICPA.
are the requirements?
order to obtain the PFS credential, an applicant must:
- Be a CPA in good standing
- Be a member in good standing with the AICPA
- Earn a minimum of 80 hours of personal financial planning
- Pass a comprehensive Personal Financial Planning exam
- Have at least two years (or 3,000 hours equivalent) of
full-time financial planning business experience
- Agree to be bound by the AICPA Code of Professional Conduct
- Meet continuing education requirements
In addition Joe is insurance licensed in the State of Texas and has passed
the Series 6 & 7 Investment exams
Expiration date 31 July 2014
information can always be found at the IRS Web site, http://www.irs.gov.
U.S. Savings Bonds on the Web